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Auto insurance can be full of complex wording and complicated terminology. It can really seem hard to understand. In this article, these terms will be explained so you can know what your insurance agent is talking about. You will be able to make better choices about insurance if you understand the wording.

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You might want to consider carpooling with someone or possibly taking the bus. Insurance companies appreciate their customers being responsible and driving less miles is one way to show them. Try to use public transport more often, and you may be eligible for a discount.

When you buy auto insurance, remember that the insurance carrier is insuring just the person who is listed as the driver, or operator, of the vehicle covered by the policy. Many people will let friends drive their car and if the friend gets in a car accident, the insurance will not pay. You can alter your car insurance policy to cover other drivers that use your car, although you will need to pay an additional charge.

Hopefully, you understand many of the most common insurance terms, and you'll be able to find an auto insurance policy that best suits your situation. A well-informed customer will make the best choice in auto insurance.