There are some characters that will be pre-made that are crucial for this guild's storyline. Aside from family name, alignment, biography and how you should (but don't necessarily have to) play the character you are free to create and play them however way you want. The character template is only an idea for the character, you're free to recreate it as you see fit other than certain sections which will be marked in bold and underlined.

As for plot armour, if myself or any other admin deem your character important to the storyline we may decide to give your character a certain advantage in staying alive. No, this does not mean you're completely exempt from death and you should not go around picking fights just because you 'think' you will come out of it unscathed. It is a privilege that can and will be revoked if abused.