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Our Financial Planning Advice Team have been independently recognised as among Perth's best financial planners. HPH Solutions has also achieved FPA Professional Practice designation.

What this means for you is that you need to have good credit. You don't need perfect credit, but if you want a decent interest rate on your loan, then you are going to need to have something better than 650 for your credit score and if you want a great interest rate you will need a credit score of 750 or more. As you can see, you must make sure that your credit report is in good standing and free of problems. Do not close out any old accounts and do not close out any long-term credit cards, even if you are not using them. Companies that give investment property loans will like at your long-term stuff as positives as long as you paid them or are paying them off.

I have known and had business dealings with John Rolston and Jaci Harper since July 2000. In that time they have assisted myself and family members with the acquisition of residential property for investment. They have always displayed an informed and thorough understanding of the property market. I have no hesitation or reservation in recommending them to prospective clients who are in need of property in any form.


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Even with the easing of restrictions pertaining to the ownership of real estate by foreign nationals in Turkey, there are areas within Turkey in which foreign nationals are prohibited from purchasing and owning real estate all together. For example, foreign nationals cannot make the purchase of or otherwise own real estate that is in the vicinity of military bases and other similar sensitive locations. It is important for a foreign national to pay close attention to these prohibitions so that he or she does not become involved in a real estate sales transaction that might need to be scuttled in the long run due to the location of the subject property itself.

There are a lot of benefits that you can gain from refinancing investment property so it is important that you educate yourself on what involves the processes and how will you be able to gauge the rate as they will always be changing. Refinancing is tricky so you need to be careful when you handle this matter. If you are not too sure, you can always seek professional help to know if refinancing your investment property is a good option for you.

Hire an expert for financial planning may be a good idea. For a majority of the population, managing finance is a complex subject. Hiring a good financial planning service helps you to understand your requirements in a better way and allocate your funds according to long-term goals. However, one must understand that financial advice is only a subset of the larger picture. Based on your needs, you may have to customize the plan to fit your life and goals in a better way.