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Kithy Kitty

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PostPosted: Fri Dec 08, 2006 1:21 am


While no moment is PERFECT there are some good times. But what ARE they?

Mike and I have talked and talked and WE'RE ready for children but our lives really aren't.

He's got a good job and I looked over the benefits(AWESOME!)and I'm supposed to get a job when our puppy is house broken but that won't happen. I like being home with our animals.

Yeah, side note. We tried putting animals in place of a baby. Currently we have a gerbil, 2 mice, a rabbit, and a puppy. rofl

Anyway. Our situation isn't bad. Our only bills are:
$70 - cell phones(2 phones)
$13 for my FFXI account
$1 for my FFXI Tetra master
$13 for Mike's FFXI account
$50 for my XBOX live(yearly)
$50 for Mike's XBOX live(yearly)

So, over all, not too bad. Pet food isn't too expensive either.

Mike makes $9 an hour, 40 hours a week. Paid vacations and sickdays. ($1440/mo. about)

While $9 isn't alot, his job is VERY close to home and we're not using gas nor do we own a car.

We live at Mike's parent's house.

So, we have money coming in and money saved up. We have a home for sure. They're not gonna kick us out. Or at least, they won't kick Mike out and they know Mike won't let anything happen to me >D

There's also 2 rooms and a basememt that is 'our area' so more than enough room for a baby.

Our relationship is stable and we trust eachother alot. We're getting married in Jan or Feb =D

So....why not?

We're young, yes. 19 and 18. But alot of people are having kids young and they manage alright. I know a girl who found out she was pregnant at 18 and at 26, she owns her own house, is going to school, and does closings on houses. Did I mention she's a single mom?

She managed okay by herself so why can't Mike and I manage?

We both want children but Mike thinks we should wait although he doesn't know why.

Excluding our age, what other reasons are there?

Input welcomed but please be nice. No rude people! scream
PostPosted: Fri Dec 08, 2006 8:22 am


What about Mike's parents? Since you're living in their house, are they ok with adding a baby into the household?

What about diapers, doctor's visits, medical bills, or anything else to do with the pregnancy and the baby that may be covered by insurance? Babies are much more expensive than pets, and more demanding too I would imagine.

When you're pregnant, would you be getting a job to chip in too, or would Mike be the only breadwinner? What would you do for money if something happened with Mike's job and you two suddenly had no income?

What would happen if you and Mike split up during the pregnancy/after the baby was born? What about finances and living situations then?

I would say wait, personally. If your lives aren't "ready" for a baby (since as you said you'll probably never have a "perfect time" to have a baby), then wait and see if things improve. Not to mention that if you're getting married, why not getting married first and pay off those bills and then think about getting pregnant?

Nikolita
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LorienLlewellyn

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PostPosted: Fri Dec 08, 2006 11:22 am


My opinion (which may or may not differ from other peoples): I would say wait. I am not saying it would certainly be bad or impossible right now, but it does not sound like a good situation. That does not mean you have to wait for a perfect situation, but I would at least wait for one that is kind of good. The situation you are in now does not sound baby friendly at all to me.

When you listed your bills, the two most expensive things were cell phones and xbox. What about rent and utilities? If you two are still living at home because you can't afford to live on your own, then I would say certainly don't bring a baby into it. It's also not fair to his parents. It sounds like you two are not contributing to the bills at all, yet you want to bring another person into their house to raise their bills? Even if you pay for all of the diapers and formula, another person in their house can mean more heat, electricity, and hot water. Two rooms and a basement might seem like more than enough room for a baby, but is it enough for a toddler, child, or teenager?

Babies are expensive. It does not sound like Mike makes a great deal of money as it is. Will you be able to save money if you have a baby? Will you ever be able to afford to move out? Could he support three people if you two actually paid your own rent and utilities?

Why don't you have a car? If it is because you cannot afford one, that is another sign that you might want to wait. How will you get to your doctor visits? Do you plan on waking his parents up in the middle of the night to take you to the hospital?

Do either of you plan on going to college? That costs money and time, but if you want to go, now is the best time. It could mean a better job or a pay increase for Mike. Some jobs will also pay for you to go to college. You can't be sure that you will be able to, or even want to, stay home forever either, so don't rule out college for you. You could even take some child development classes there.

Mike's benefits may seem awesome now, but you will have to see if there will be any changes by adding you and the baby. Adding another person onto your health insurance often means you have to pay more money, so look into his before deciding. Make sure you know what you will be paying and what will be covered.

All in all, I say it does not sound like you are in a mature or stable part of your life right now. I do not say that to be mean; most people your age aren't in a mature or stable part of your life. There's nothing wrong with that, but I certainly do not think it is a good situation to bring a baby into. It does not sound like you are even paying your own way. I wouldn't bring a baby into it to give his parents another person to pay for. I would wait until you two can pay your own bills. You even admit that your lives aren't ready, even though you are. Think about the baby and what it deserves, not just about how badly you want one.
PostPosted: Fri Dec 08, 2006 1:56 pm


Pretty much agreed.

While yes, you do have a home with Mike's parents... it's Mike's parents' home.

Even though right now your bills are minimal and it seems like Mike makes a lot, trust me when I say you can't live on that.
My husband and I are Navy, and we make around the same you do. BUT with some major differences... for one, in ADDITION to what we make, we also get $1200 a month EXTRA for rent, and we have free health care and a car.
And let me tell you, it's not a lot of money, even with our rent paid for outside of our income.

Living in your in-laws house might work... I won't say it won't, but it's something you all need to discuss with THEM before you even make any plans. It is their house, and they may not want the partial responsibility of a grandchild living in their house. But, they may also be very pleased with the idea.

However, I'll be the first to tell you that it SUCKS to have family in the same house when you have a baby. They're going to be telling you what to do and what not to do, and it will drive you CRAZY... and since you're living under their roof, and they're paying the bills, you'll have to either suck it up or move out.. which at this point, you can't afford to do.

I would try to get a job, and see if Mike can't get a promotion. You're going to need more than two rooms, and you will HAVE to have a car. Also keep in mind that you'll lose your paycheck for a bit after you have the baby, so you've got to keep that in mind and save up for it, or make sure Mike makes enough to cover it.

I would love to tell you, "Go ahead! Kids are great!" But the fact of the matter is, you're not ready yet.

Savina


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PostPosted: Fri Dec 08, 2006 2:12 pm


I think reading your post, its a fairly simple answer. You should not be thinking about children at this time. Until you are able to support yourselves, you shouldn't even consider bringing a child into the world.
I find it funny when you list your expenses. Those aren't expenses those are luxuries. In the real world, adults have to consider things like rent or morgage, food, utilities, car payments, gas, insurance, clothes, student loans. Video games and cell phones are things some people can't afford even making more than $9 hour. The reason $18,000 a year seems nice is because you don't have to use any of that for essentials. Now see how far that goes when you have to not only support yourself but your wife and newborn child. It would be impossible to live without some sort of assitance.
Until the two of you can make it own your own without the help of your parents then don't even talk about having kids.

LonesLover
While no moment is PERFECT there are some good times. But what ARE they?

Mike and I have talked and talked and WE'RE ready for children but our lives really aren't.

He's got a good job and I looked over the benefits(AWESOME!)and I'm supposed to get a job when our puppy is house broken but that won't happen. I like being home with our animals.

Yeah, side note. We tried putting animals in place of a baby. Currently we have a gerbil, 2 mice, a rabbit, and a puppy. rofl

Anyway. Our situation isn't bad. Our only bills are:
$70 - cell phones(2 phones)
$13 for my FFXI account
$1 for my FFXI Tetra master
$13 for Mike's FFXI account
$50 for my XBOX live(yearly)
$50 for Mike's XBOX live(yearly)

So, over all, not too bad. Pet food isn't too expensive either.

Mike makes $9 an hour, 40 hours a week. Paid vacations and sickdays. ($1440/mo. about)

While $9 isn't alot, his job is VERY close to home and we're not using gas nor do we own a car.

We live at Mike's parent's house.

So, we have money coming in and money saved up. We have a home for sure. They're not gonna kick us out. Or at least, they won't kick Mike out and they know Mike won't let anything happen to me >D

There's also 2 rooms and a basememt that is 'our area' so more than enough room for a baby.

Our relationship is stable and we trust eachother alot. We're getting married in Jan or Feb =D

So....why not?

We're young, yes. 19 and 18. But alot of people are having kids young and they manage alright. I know a girl who found out she was pregnant at 18 and at 26, she owns her own house, is going to school, and does closings on houses. Did I mention she's a single mom?

She managed okay by herself so why can't Mike and I manage?

We both want children but Mike thinks we should wait although he doesn't know why.

Excluding our age, what other reasons are there?

Input welcomed but please be nice. No rude people! scream
PostPosted: Fri Dec 08, 2006 11:00 pm


Even before I read the comments, we talked about it. A nice long conversation. And we both ended up agreeing on one answer. And I don't think that answer needs to be said because it's the answer you guys, me, and Mike think is best--to wait.

The great thing about college is that Mike gets complete reimbursment(sp)if he decides to go. He works at a college and he can take summer classes or take classes at an affiliated college(he works at an all-women college rofl )

And his spouse gets reimbursment, too! So, I'm going to look at the classes the college offers and take some summer classes next year and maybe start college for real. But I need to get my GED first, which I am starting in Janurary(I had to wait until I turned 18 and the new semester started).

As for wedding expenses...it's only a $200 wedding xd We're getting married at a courthouse which costs $100 and the license is $100 as well. My dress is a kimono which is already bought and I get to wear it next week to a ballet! So excited!

And we're NOT breaking up. Not now, not when I'm pregnant, not when I have a baby, not ever. ^_^

We've decided to wait until we both get a little more schooling but I found out one thing that might help me wait!

Babies!! Hehe, Alverno(the college where Mike works)is a nursing college. So, I am going to look at what you need in order to start working in the nursing field that deals with new borns! I'm assuming you need education in child devolpment and things like that so I'm going to look into that as soon as I'm done with Gaia(prolly 20 mins or less).

Oh and our pets are very demanding 3nodding

Our dog acts just like a child, and I kid you not. At least, he acts just like my cousin did. If you leave the room, he cries and whimpers(even barks but kids don't bark xd ). If you aren't giving him attention, he'll just cry for it. While it's not the same and he doesn't require as muchwork as a baby, the animals added up do.

We don't own a car because neither of us have a license.

Mike has his permit, though.

See, he moved up to MN with me but things bombed badly so we both moved here. He didn't get any driving experience up north stare Which is his fault.

I dropped out of High School(and I don't want to be pestered about this. I have to explain why to enough people and I'm done explaining. Short answer-I dropped out, found out AFTER that I couldn't go back[apparently the school system does that because it 'discourages people from dropping out' but no one learns about this until they try to go back]and that I had to wait to get my license till I was 18 because I dropped out). I turned 18 last month and there's no one who will teach me here because they're too busy teaching Mike.

But again, we've decided to wait and we're going to wait until we have enough schooling to get myself a good job and Mike a better one. But the insurence is sooo good at his job xD

Kithy Kitty

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PostPosted: Fri Dec 08, 2006 11:13 pm


LonesLover
Babies!! Hehe, Alverno(the college where Mike works)is a nursing college. So, I am going to look at what you need in order to start working in the nursing field that deals with new borns!


Forget that! They have a vet program! xD
PostPosted: Sun Dec 10, 2006 12:18 am


Quote:
And we're NOT breaking up. Not now, not when I'm pregnant, not when I have a baby, not ever. ^_^


Optimistic point of view, but s**t happens. Once you've experienced things in life, both positive and negative, things can change. Just be aware of it.


Quote:
Oh and our pets are very demanding

Our dog acts just like a child, and I kid you not. At least, he acts just like my cousin did. If you leave the room, he cries and whimpers(even barks but kids don't bark ). If you aren't giving him attention, he'll just cry for it. While it's not the same and he doesn't require as muchwork as a baby, the animals added up do.


I will just say that I still think babies are harder and more demanding than any pet. Not to mention more expensive. Anything that's not covered by insurance, or anything you can't get help with, you pay for yourself. The delivery, rashes, infections, broken limbs, jaundice, etc.

Nikolita
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PostPosted: Sun Dec 10, 2006 2:03 pm


If you think a gerbil, 2 mice, a rabbit, and a puppy are equivilant to a baby please dont have one until that opinion changes. If your puppy starts waking up in the middle of the night wanting you to breastfeed it for 45 minute settings every 4 hours then maybe its similar. I also doubt you have to bathe the puppy every day. Does you puppy often have poopy diapers? Do you have to burp your puppy? Does you puppy bleed and scream from diaper rash..or ear infections...or tummy aches. Do you spend every waking moment worried about your puppies safety. DO you wake and check your puppy every couple of hours because of fear of sids. Your puppy will be full grown and potty trained before you know it...babies become small children which cause even more worry, and then finally you breathe when they become preteens, and then freak all over again when they want to party with friends all night. I know that puppies are demanding but until your puppy starts doing those things you have nothing to compare it too. I am sure that you would step up to the challenges of parenting but as of right now you are a bit naive as to how hard it is to be a parent.

Wotfan
PostPosted: Mon Dec 11, 2006 2:54 am


wotfan
If you think a gerbil, 2 mice, a rabbit, and a puppy are equivilant to a baby please dont have one until that opinion changes. If your puppy starts waking up in the middle of the night wanting you to breastfeed it for 45 minute settings every 4 hours then maybe its similar. I also doubt you have to bathe the puppy every day. Does you puppy often have poopy diapers? Do you have to burp your puppy? Does you puppy bleed and scream from diaper rash..or ear infections...or tummy aches. Do you spend every waking moment worried about your puppies safety. DO you wake and check your puppy every couple of hours because of fear of sids. Your puppy will be full grown and potty trained before you know it...babies become small children which cause even more worry, and then finally you breathe when they become preteens, and then freak all over again when they want to party with friends all night. I know that puppies are demanding but until your puppy starts doing those things you have nothing to compare it too. I am sure that you would step up to the challenges of parenting but as of right now you are a bit naive as to how hard it is to be a parent.

Wotfan


Well put. While I absolutely love animals, and know how they can be members of the family... well, they're NOTHING compared to children.

I'm glad you guys came to the conclusion on your own to wait.

I know you said you're not taking the nursing course, and are doing vet instead, but I just want you to know that BOTH take a lot more than you probably think. It's medical school. So, 8+ years, and lots of money, time and stress. I'm not trying to discourage you from school by any means, but I just want to make sure you know that neither of these career paths are by any means easy or quick.

And as Nikolita said, don't assume you'll be together forever. To be honest, and I don't mean this as an insult, but... only kids say that.
As you get older, you will realize that stability now means NOTHING in the future. I know people who break up after months, and people who break up after decades. Hell, my dad had a college friend who was married for 27 years before he got divorced. You can't predict the future.

Oh, and BTW, no one cares if you dropped out of high school, as long as you get your GED. I'm not just talking us here, but colleges and jobs. Everyone pretends that a GED is crap compared to a diploma, but it's just not true. Real jobs don't give a s**t.
BTW, I only completed my Sophomore year and got my GED. wink I'm looking into a career in profiling, intelligence or cryptology for CIA, FBI or local police forces... because as long as I've got my GED, it doesn't matter.

Savina


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PostPosted: Mon Dec 11, 2006 9:35 pm


I don't want to sound preachy, but it does sound like you should wait until you're sure you're ready. I think you should try to be married, own your own home and cars, have retirement plans set up, etc. before you have kids. I know that might sound old fashioned and I know that's not how life always works out, but if you want to provide your kid the best opportunities, it's good to be financially sound before you have the child. I know marriages fall apart, but being married guarantees you and your kids a lot of rights that being single don't. I'm not saying someone should marry just cause they're pregnant, but in this case, it makes me think that if you're planning kids, why not take the logical first step and get married?

I'm 22, about to graduate college in May, have a great boyfriend I've been with for 4.5 years, but I don't even feel ready for kids. Everyone is different, but you need to know what life in the real world is like first before you have kids. You may think you're ready now, but think about all the opportunities you might miss out on by having kids so young.

You don't want Mike's family raising your kid do you? You need to take the first step by maintaining some financial independence first and get a home, get married, etc. before you think about kids.

Also, why don't you get a job just to see how hard living in the real world can be cause you never know, Mike might not always be there. Things happen, people fall out of love and people die, so it's wise as a woman to have an education, a job and money set aside in case inforeseen tragedy should occur. You can't always expect men to take care of you...it's an unwise and an outdated concept.
PostPosted: Wed Dec 13, 2006 12:59 am


@Savina:
I think I'm only going for vet assistant, nothing real big. And the money isn't an issue because, as I said, Mike gets complete reimbursment through his work so long as we have the money, we'll get paid back. He's going to bring information home on it, though.

As for the 'forever' thing. I know. I'm not as naieve as you may think. When living with my mom, everything went wrong and we ended up supporting her. Buying groceries, paying for the electric bill, good portion of the rent. And we, together, had alot of stress through it. He was gone for 12 hours a day because of a 2-hr bus ride each way to work so we hardly saw eachother. I got a job that didn't pay so great to help out with everything we were paying. It's not as if we're children and have led completely sheltered lives and only paid for our games, cell, and internet. We paid rent, paid for food, paid for electricity. We had no money to go out and buy anything for ourselves. We were putting my mother and step father up because my step father lost his job and my mom needs surgery. I felt guilty for buying shampoo or a t-shirt. We spent next to no money on ourselves. Top it off with a expensive vet bill for my bunny, we were broke.

Now we're finally begining to recover. Mike came up north with $2000 dollars and we left with $1000 and alot of debt to pay off. We owe my grandmother $60 for our internet and Mike's parents $500 or more for moving us. And my godmother $75 for gas when she moved Mike up north. We're not innocent or children. We figure if we lived through this, we'll manage to live through a few more years, if not more. I never said forever but Mike is the only person I've met I can rely on, no matter what. He's been there for me through alot. And he's put up with me for this long, so I'm not too worried.

I know no one cares about dropping out of school but alot of people do. They keep asking me why and even in GD, they do, it's so annoying and frustrating. At first, I didn't mind. But after explaining it for a 5th time to one single person, I got sick of it. Even though I told that person I'd get my GED as soon as I can(which, here, you need to be 1 cool that person didn't believe me at all. So I get horribly fristrated about it.

I hope everything works out for you with your career choice! Alot of great people make it into those places and I'm sure you're bound to be one of them. Don't give up!

@Harry_Manback:
First off, we decided to wait. I think you should read an entire thread before posting, not just the first post.

As for marriage...what does that have to do with having kids? Why do you need to be married to have kids? Personally, I can't stand people who think you should only have kids if you're married. Why commit your life to someone if you don't care for them, right? Just because you have kids, doesn't mean you love the person who fathered or mothered them.

Really, I know how hard the real world is. I haven't seen my father since I was 2 and he's hardly paid any childsupport. My mom was always strained for cash and I've never lived in a home of my own. And if you read higher up, eariler in this post, you'll see how hard my life was up north.

And what does having a house have to do with anything? Not everyone has a house when they have kids. I've never lived in a house, always an apartment. I don't think children are raised any better by living in a house.

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lunashock

PostPosted: Wed Dec 13, 2006 9:48 am


LonesLover

It's not as if we're children and have led completely sheltered lives and only paid for our games, cell, and internet. We paid rent, paid for food, paid for electricity. We had no money to go out and buy anything for ourselves. We were putting my mother and step father up because my step father lost his job and my mom needs surgery. I felt guilty for buying shampoo or a t-shirt. We spent next to no money on ourselves. Top it off with a expensive vet bill for my bunny, we were broke.


But the point I think people were trying to point out at your current "bills" is you AREN'T paying for those now. That's great that you were there to help your mother out (I know you said you are going to wait anyways) but it doesn't mean she's automatically debted to assisting in caring for a baby. It just seems if you want a child and out of the situation, those trivial "bills" money could be going to a fund to establish moving out or providing for the baby. Or even paying off those people you still owe money to.

So you say you had a hard life, I know most of us want better for our children than we had. Not saying you are naive, but you did ask for opinions on this subject. I am glad you are thinking this through! A lot of people don't and that says a lot on your part.
PostPosted: Wed Dec 13, 2006 1:59 pm


LonesLover

And what does having a house have to do with anything? Not everyone has a house when they have kids. I've never lived in a house, always an apartment. I don't think children are raised any better by living in a house.


I do not think that anyone said you actually have to own your own house, not an apartment or anything, before having a baby. I do, however, think that you should have some place of your own, could be an apartment, trailer, house, whatever, rather than having a baby in Mike's parents basement that you don't even pay rent for. (I know you said you are waiting, I just thought I would address the house issue). Living in Mom and Dad's basement rent free because you can't afford a place of your own (whatever that place may be) is not a good sign that you are ready for a baby. You should probably be able to stand on your on two feet for the most part before trying to get pregnant. I am not saying you have to be rich, but yes, I do think you should be able to pay your own rent, house payment, whatever. Babies are very expensive. If you can't afford rent, you probably can't afford a baby. I do not see living in Mom and Dad's basement rent free as being at a mature or stable time of your life for most people. I think babies deserve better than that. Do you honestly see nothing wrong with having a baby on purpose when you can't even pay any bills? When you live in a basement for free? When you don't make any money, and your boyfriend does not make much? I am not even going to count your $13 or whatever a month for xbox as a bill. Those are like your average 15-year-old's bills. I am not saying that adults can't have those bills, I am just saying they have them in addition to at least some of the following rent, car payment, mortgage, car insurance, taxes on the house, electricity, gas for the car, gas for the house. Having paid those bills in the past does not mean jack right now. You try telling your kid, "Well, I had enough money once," when you can't send him to college, or take him to the doctor, or when you get kicked out because people are sick of supporting you. I am not trying to be mean about it. I just think babies deserve so much more than you can offer one right now.

LorienLlewellyn

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