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 Posted: Wed Oct 16, 2013 1:22 pm
My birthday festivities left me almost flat broke. (Since most of my friends are even poorer/worse with money than I am, I pretty much always have to pick up the tab for food, drinks, cover charges, taxis, etc., even when it's my birthday.)
...or so I thought.
I spent the couple spare hours I had between my morning job and my afternoon/evening job tearing my flat apart and finding all the places that I've stashed loose coins over the last three or four years. I took it in to get it counted and exchange it for "real" money, and huzzah, it ended up being over £160! Totally made my day.
Discuss...anything related to money, I guess. Are you good at managing money? Are you good at saving money? Would you be good at saving money if you had more disposable income? Are you one of those people (that the rest of us secretly hate) that gets insanely lucky and frequently finds insane amounts of money on the street? Have you ever put your paycheque through the laundry?
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Posted: Wed Oct 16, 2013 8:24 pm
Finding money you forgot about is the best!!
I'm not great with money. I suspect I'd probably be better with it if I had some more lol. My partner's probably worse with money than I am, but he also makes a bit more than I do. He takes care of bills and things (which are generally about the same cost every month), we split rent, and I use what's leftover of my paycheck to buy food and other necessities. Usually it's not very much, but we do alright. We've never gone hungry and never get the utilities shut off, so we get by OK.
I have a big glass jug labeled "LOOT" that he and I throw all our spare change into. Whenever finances get uncomfortably tight (like after we came home from vacation this summer), we take it to a coin counter and get it changed into cash or grocery vouchers. My habit of keeping a piggy bank has saved my butt a few times.
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High-functioning Werewolf
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Posted: Thu Oct 17, 2013 10:33 am
I've...totally forgotten to pay utilities. Many, many times. I think I'm actually banned from having an account at the electrical company because of how many times I didn't pay the bill. They didn't go for it when I said that I philosophically disagreed with the idea of paying for electricity, and that electricity would be free if Edison hadn't screwed over Tesla.
...so yeah, we split utility costs, but Henry's learned that if he doesn't want to get services turned off, he has to post the cheque, because I'll rarely do it on time.
It's not even just that I'm forgetful. I mean, I am extremely forgetful, but I've also found that I can live pretty happily without electricity. I really don't need much more than the basic necessities to be comfortable (food, water, shelter, clothing, and ideally somewhere besides the ground to sleep). I have a pretty low standard of living. I think it's a junkie thing. We are a resourceful folk who can stretch a little quite a long way.
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Posted: Thu Oct 17, 2013 12:36 pm
Lol yeah, I'm a former pillhead and I was totally known to screw over roommates for rent and utilities so I could have my painkillers instead. I still owe money to the water company in the town where I went to college. Ooops. I'm pretty accustomed to having hot water and electricity though. Even when I was homeless I very rarely camped out.
My partner's got all the bills in his name because I would absolutely do something like forget to pay it at all. I have severe ADD and a lot of that kind of stuff just doesn't even cross my mind, no matter how much I condition myself. sweatdrop
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High-functioning Werewolf
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Posted: Thu Oct 17, 2013 6:54 pm
I never really screwed anyone over for drug money (other than myself). I've resorted to some pretty extreme measures to get high, but I've always had pretty terrible anxiety when it comes to theft and eviction, so I could never bring myself to steal money or valuables, or skip out on rent. I used to shoplift food now and again, but I had to be exceptionally broke and exceptionally hungry to bring myself to do it.
For my first two years of university, I lived in a one-room flat with no heat in a building that probably should have been condemned 50 years ago. To call it a crack house would be generous. After that, I moved in with my partner, so I kind of skipped the "living with roommates" part of life. My partner and I have always had a pretty lax open-door policy when it comes to friends, so I've had plenty of pseudo-roommates, but I can always pull rank and kick them out, so it's not really the same.
Living without hot/running water would be a problem for me, but most other modern conveniences I can make do without. Of course I'd rather have electricity than not, but I've managed without it for weeks at a time without being too miserable.
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