Hairstyle: As a baby, pigtails as in
here. An elastic hair band with a flower - maybe something like
this - tied around one of them.
HairColour: Brown/hazelnut
Skin color: Fair, slightly golden, but just to keep the concept coherent, (brown) fur on her arms and legs:
Wikipedia
The bee collects the pollen by rubbing against the anthers. The pollen collects on the hind legs, in dense hairs referred to as a pollen basket.
So maybe something like
this.
The furry part would look like a glove, with darker brown 'rings' of fur (sort of reminding the striped coat of bees) and slightly sharp nails. And something similar for the legs too. The rest would just look like normal human skin.
Clothing: A yellow dress similar to:
http://www.yumestudio.it/angychan/materiale/dollz/ichigos/ichigo_01.gif (you may need to copy/paste link, direct link doesn't seem to work well)
Personality: As a kid (might evolve later) ~ collected, likes gardens and observing nature. Also likes doodling, reading and to know how to write words (pun on spelling bee I guess XD). But even though she is usually calm, and prefer to avoid conflicts, she may get cantakerous if it involves her egg/dragon. She is very protective of it.
Markings: Your choice
Eye color: Dark brown/Golden (like on the first reference pic again, but with a different shape)
Eye style: Slight almond shape
Pose: Your choice
Extra: I'd like her to have antennaes and wings (two pairs of wings, the back pair being the smaller of the two). Other animal characteristics are up to you
3nodding She can gave an abdomen and stinger or not, 6 limbs or just 4, etc. Whatever you prefer to draw.~
I don't have anything to add to the dragon info... Please have fun with it :3