A unique liability insurance policy assembled by experts within the health supplement and herbal industries was recently rolled out on the Nutrition Business Journal Summit Conference in Dana Point, CA. Although initially concentrating on the health supplement/herbal product industries, the policy can apply to any business. Of particular significance is coverage for Proposition 65 lawsuits, which may have proliferated in California. Companies are receiving the hurt of ?bounty hunter? lawsuits including civil actions by various state or local authorities.
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Payers and health carriers appears to be distracted by the uncertainties surrounded around these health insurance exchanges and exactly how the payers should align their own health products and business structures to quickly realign themselves with the different state health insurance exchanges. Payers operating in multiple US states face further design and administrative complexities as they have to create flexible systems that could be easily tweaked according to the exchange participation criteria for a particular state.
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