http://freescorereportgov.com/
You need to pay your bills on time and in full. Your FICO score will begin to increase immediately after you pay off past due.
Pay the balances on all credit cards as soon as you can. Pay off accounts with the highest interest and largest balances first. This will show creditors you are responsible about your credit cards.
In order to get a hold on your credit, you should close all but one of your credit card accounts. You may be able to transfer to your open account. This will let you to pay off one credit card bill rather than many smaller ones.
If you have bad credit, close all old accounts except for one. You should arrange to make payments or make a balance transfer to your remaining account. This allows you to pay off a single account rather than many small ones.
This will make sure that you retain a good credit status. Late payments are reported to all credit reports and they can damage your chances of being eligible for a loan.
Check your credit bill each month and make sure there are no errors. If this is the case, contact the credit company right away to keep them from reporting the mistakes.
Pay the balances as soon as you can to start the credit repair process. Pay off accounts with the highest interest and largest balances first. This action will show creditors you are responsible about your credit cards.
If you want to fix your credit it can seem like a lot to handle, if you work hard you can do it the right way. Use the information you have learned here to help get you started on the journey to a better credit score.
http://www.youtube.com/watch?v=UgtaL7z-fFY
