This is my guide to money making; WITHOUT NM HUNTING <3

pre 30:

you're better off stabbing Crawlers / Saplings / Rabbits and stacking the Silk, Seeds, and Skins.

30-40

Tahrongi Canyon:

Saplings - Seeds are able to be stolen; and they drop from the mob. stack these, most servers have them 8k-10k.
Bees - Beechips, stackable; not steal-able. goes for 7k~
Mandys - Cotton, Stackable; Steal-able. Goes anywhere from 5k-12k
Crawlers - Silk, Stackable; Non-stealable. 12k+
Elementals - Cluster to that element, varies in price

Konschtat Highlands:

Sheep - bring Wind Clusters with. 2 Skin + 1 Crystal = Wool (8k+,stackable)
Sheep - Dark Crystal + Tea Leaves + Distilled Water + Skin = Sheep Leather. (10k+, stackable)
Saplings - Seeds; Stackable, Stealable (8k-10k)
Lizards - Skin, Stackable, nonstealable; HORRID DROPRATE (12k+?)
Bees - Beehive Chips, Stackable, nonstealable (7k~)
Rams - Horns, Non-Stackable; non stealable (2k)
Elementals - Cluster to that element, varies in price

La Theine Plataeu:

Sheep - bring Wind Clusters with. 2 Skin + 1 Crystal = Wool (8k+,stackable)
Sheep - Dark Crystal + Tea Leaves + Distilled Water + Skin = Sheep Leather. (10k+, stackable)
Funguar - Mushrooms, Stackable, Nonstealable. Varies in price.
Rams - Horns, Non-Stackable; non stealable (2k)
Elementals - Cluster to that element, varies in price
***Fish
Moat Carp (4k~) easily caught as long as you've got Insect Paste + a good rod, and fishing skill 10+
Rusty Caps (1k~) Caught easily, and can be synthed into a Padded Cap if you have a high enough smithing.

40+

This is where the money comes in.
Gardening

Naeo's personal advice:

stick to the above three regions untill you can buy the following:

9 Porc. Pots
1 Arcane Pot.

after pots are bought, and set up in MH: Farm the following.

Pashhow Marshlands - Goobbue; Tree Cuttings; Stackable, Theft (unknown to me)
(get atleast 10 of these.)

*Plant the Cuttings in the pots mentioned above; and check them every day. do NOT feed them any crystals; just keep checking them. after two weeks, harvest the cuttings. you should get 10 Tree Saplings (if you have an Arcane Pot, you might get 11-13 saplings :3 the Arcane Pot can harvest up to 3 Saplings)

Plant said Saplings on a Full/New Moon of a day of your choice; i'd advise you start a journal /dairy of your planting schedule, and the day / moonphase you planted it on.

you should be checking your plants daily now, when it asks you to feed your sapling; check the moon phase / day

if it's a Full / New Moon on the same day you planted it on, feed the sapling a crystal to match the day (Waterday = Water Crystal)

after this, your first feeding is done, just check it everyday.

when it asks you to feed it again; check moon phase, and day: if it's a new/full moon on the same day as your planting and previous feeding: feed it the crystal that goes with the day. Water = Water

you're done with your feedings, now to just keep checking it once a day (you might be in the habbit of just checking it every time you're in the Mog House by now)

when it asks you to Harvest: Check Moon Phase / Day

Full / New Moon + Same day as planting and both feedings: harvest and roll in the Ores you can harvest! (you should get atleast 2, maybe 3 out of the 10. and most ores sell for 300k+)

BCNM

BCNM40; the mother load of cash and agony.

you're better off doing this with people you know, and trust; because these items are rare to drop; and you don't want to get screwed over.

Items to look for: Erase and Utsusemi: Ni

BCNM of Choice: Steamed Sprouts (BCNM40, Giddeus)

Party Needed: BRD, RDMx2, DRK. other two slots are optional, should probably drag a PLD and a DD with.

IF you have a PLD: have him/her run into the area, the Onions will swarm him.

bard casts Horde Lullaby, and starts to play Onion Choo-Choo, sleeping them again and again.

PLD will want to take the BLACK mandy first, because it will cast flood, and it's the hardest one.

after black mandy is dead: party should heal BRD, and start picking off the swarm of white onions on the bard.


Farming

For those that like to farm:

Carpenter's Landing:
Tigers - Fangs, Stackable, non stealable, Quest: 8.3k (repeatable quest)


this is as far as i go >_> i just do Garrisons and BCNMs and planting >_> with a mild ammount of farming for my supplies for whichever craft i'm leveling.