Okay, let me run this by y'all... See whatcha think, what ya feel 'bout it.
I've seen some 'banks' under the Minishops>services forum... You have them hold your money, work with it in the MP and exchange, and slowly build interest for you. So, it got me thinking...
What are peoples feelings on if I tried to run a Guild-Members only bank? It would be sometime after the lottery, and all money on it would be kept seperate from my own. Raising interest on your funds could carry a small risk (Sudden item deflation) but it could also yield good results.
I would keep a list of accounts, funds in them, and everything, right here in the forums so you could see how things are going...
So let me know what you think, if you have any questions about it, concerns, or questions...
(And before you ask, yes, I would also use this to pull in a small amount of gold for myself and the guild. ^^)
~Example!~
P1 opens an account with -------------- 10,000
P2 opens an account with ---------------- 5,000
Total bank funds ------------------------ 15,000
hypothetical 1 week profit --------------- 5,000
Total bank funds ------------------------ 20,000
P1 receives ------------------------------- 1,500
P2 receives ------------------------------- 1,500
Guild receives ---------------------------- 1,000
Banker(me) receives -------------------- 1,000
P1's total bank becomes --------------- 11,500
P2's total bank becomes ---------------- 6,500