Templates are pre-made images (such as signature tags, banners, or even snippets of images) that can be used for a variety of things. Many digital artists share templates in a file format associated with their program of choice (i.e. Photoshop, Paint Shop).
Additionally, sewers, crocheters, and quilters use patterns (or templates), as do bakers, so the term template has it's own gallery, since they're used by a variety of artists, for a variety of things.
Unfortunately, due to Photobucket's limitations, my uploads will be in .png format with a transparent background. Use them as you wish and feel free to drop a line when you do letting me know what you've done with it, and if you want, post the image you created.
Also, if you're in need of a specific template, post requests here.
The Starving Uninspired Artists Guild