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Main Characters of Zombie Loan:

Michiru Kita, Seiyuu - Houko Kuwashima

Michiru possesses Shinigami Eyes, which allows her to see a ring on a person's neck, indicating their impending death. However, she has hated her gift ever since she saw dark rings around her parents' necks, who died in an accident after the rings turned jet black. She now wears glasses that can subdue her gift, allowing her to live her life normally. Although, since the death of her parents, she has felt a numb complacency with life, living it out, but having no will to achieve anything or even care if she dies or not, an attitude which disgusts Shito.
Michiru first meets Chika and Shito in the hallways of her school, accidentally tripping over Chika's hand. After she ends up finding out their secret, they initially think of killing her, but when they find out that she has Shinigami Eyes, they instead inform her that she will be using her powers to help them fight zombies, despite her protests. After various failures and meeting other members of the Z-Loan office, Michiru comes to accept her new job.
She often takes the brunt of Chika's abuse and is initially called '500-yen' by him, due to the fact that he believes she owes him ¥500. He later begins to call her a "gopher" since she often does what other people ask of her without question.

Chika Akatsuki, Seiyuu - Kenichi Suzumura

Chika is referred to as "Boy B" or simply "B" ("B-san"), titles which greatly irritates him, after surviving an accident with Shito, known as "Boy-A", six months prior to the start of the series. His attitude is rather lively, but he is also short-tempered; he is often seen beating Michiru for her various failures.
Chika is linked with Shito by a spiritual chain, which cannot be seen by normal people. This chain allows them to switch their right hands with each other; due to the terms of their contract, their real right hands, which they both lost in the accident, were switched when they were revived by the Zombie-Loan. With Shito's right hand, which is actually Chika's original right hand, Chika has the ability to generate a katana possessing Shinigami abilities. With the katana, Chika is able to perform spiritual memorials for zombies they defeat. Though often seen with a short temper, Chika has a genuine care for those he defeats and often performs their memorial with great sympathy. Though they have free will and emotions, both Chika and Shito are still considered zombies, so their ultimate goal is to regain their lives once again.

Shito Tachibana, Seiyuu - Takahiro Sakurai

Shito is referred to as "Boy A" or simply "A" ("A-san") by most students in his school. Due to his looks and attitude, he is seen as an idol by the female students, though he seems to not care. He is generally a much more approachable person than Chika, but certain situations and people cause him to act cold and indifferent; when Michiru first told him that she had no real will to live, he told her how disgusted that made him feel, going on to say that he believes she does not deserve the right to live.
Shito is linked with Chika by a spiritual chain. When he attaches Chika's right hand, or rather his own original right hand, he can generate a 9½ inch Ruger Super Redhawk revolver, which has the power to harm zombies with its spiritual bullets using his own ectoplasm. As with Chika, Shito's goal is to regain his life once again so that he may live as a normal human. Though they are always together, Chika and Shito are far from friends; they are only close together because if they are apart, their hands (the ones that are chained) will begin to rot. He was supposedly offered a contract the same time with Chika during the accident, but the reality is that his mother was a corpse and gave birth to Shito, therefore he is a corpse as well. His mother was pregnant with Shito for 7 years. He is the heir of the notorious 'Xu Fu' mafia.

Other Zombie Loan characters:

Koyomi Yoimachi,Seiyuu-Kana Ueda

Koyomi is a resident of the same dormitory Michiru resides in. She is a very cheerful girl, but she also has a double personality. Unlike Koyomi's innocent and sweet exterior, her other personality, "Yomi", is without reserves and is usually fondling Michiru, despite the latter's unwillingness to do so. It appears that Michiru is the only person able to awaken this alter ego of Koyomi's, merely by kissing her or simply calling her by name.
While Yomi seems to dislike everyone other than Michiru, Koyomi seems to have a slight crush on Sotetsu Asō.
Yomi also has a special ability called the "Dead Man's Tongue", which allows her to channel dead people's words.

Sotetsu Asō,Seiyuu- Kentaro Ito (sorry no picutre)

Sotetsu is a resident of the same dormitory that Michiru lives in, however, he is an "adventurous epicurean" (as he calls himself in episode 9), traveling from country to country. Since he is also a zombie-loaner, he only comes back from his trips when his loan extends. Sotetsu is referred to as the "Dub King", the school's "living legend". His weapon takes form of a European-like axe, which comes out of his right hand.

Reiichiro Shiba, Seiyuu-Junichi Suwabe

An illegal zombie, known as the "Butterfly", and an old acquaintance of Chika's. Shiba appears to be a calm, cool, agreeable, highly intellectual person, and never seems to ask too many questions. Despite this, Shiba gains the great dislike of Shito due to his suspicious vast amount of knowledge on the Butterfly case. He and Chika get along fairly well since they were best friends in middle school. He is easily bored, but with Chika in his life, things were never dull until they parted ways when they entered high school. It is revealed that he killed himself by jumping off the roof, simply because he was bored of the monotonous life he had. He is the first zombie in the series to be reaped by the grim reaper instead of a member of the Zombie Loan. He initially fought by projecting and controlling an ectoplasmic knife, but by volume 8, he is shown to be using a scythe.

Shimotsuki Kuze, Seiyuu- Saori Goto

Kuze is the director of the dormitory Michiru resides in. She is also fond of detective games. Despite her obvious young age, she is quite intelligent and usually speaks in an adult manner. Following the staff's trip to the hot springs, she also has a pet werewolf.

wow thats so true i've read Vampire Knights xD