Hello Everyone!
As you can see, I am the new Bank for the guild, it's nice to meet you all.
Please, if you are not yet on my friends list, send the request <3.
Now, to the point of why I'm here. There has been notice of many members of this guild questing items. In order to aid those members, and any others who wish to be aided, I'm running Savings & Loans accounts.
As you can see, I am the new Bank for the guild, it's nice to meet you all.
Please, if you are not yet on my friends list, send the request <3.
Now, to the point of why I'm here. There has been notice of many members of this guild questing items. In order to aid those members, and any others who wish to be aided, I'm running Savings & Loans accounts.
Savings:
Every guild member is able to have a savings account. Interest on savings accounts is calculated weekly. If you wish to set up a savings account, please pm me with the type of account you believe you are available for & then send the trade for your initial balance. Also, if you wish to withdraw, PM me with the amount you wish to remove from your savings.
Kohai Savings
Requirement for Availability:
Anyone is available to recieve a basic savings account as long as you are a member of the guild. So PM me right away to open your account! <3
Minimum Deposit:
There is a minimum deposit of 200g into your savings account. If there is any less than that, you will earn no interest. If it is left below 200g for more than 1 week, your account will be closed out and all left over gold will be kept as a donation.
Interest:
0.5% interest Per Week is earned on savings. This will be calculated at exactly one week after the original deposit and continuing each week after until you have withdrawn your gold.
Sempai Savings
Requirement for Availability:
In order to be available to recieve Sempai Savings, you must have made a minimum of 50 posts in the guild. I know it's a lot, but the more active you are, the better off you are here in my bank <3
Minimum Deposit:
There is a minimum deposit of 100g into your savings account. If there is any less than that, you will earn no interest. If it is left below 100g for more than 1 week, your account will be closed out and all left over gold will be kept as a donation.
Interest:
1% interest Per Week is earned on savings. This will be calculated at exactly one week after the original deposit and continuing each week after until you have withdrawn your gold.
Loans:
Loans are meant to help guild members who are short on money on something that they wish to buy now. (Ex: Evolving Item before the price jumps after the next evolve, or Costumes for the Halloween Party)
Requirement for Availability:
In order to be available to recieve a loan, you must have made a minimum of 20 substantial posts in the guild. This means that one word posts or posts that only include smiley faces will not count toward this total.
Loan Limits:
There may be a limit put on the amount of gold you can borrow. That is to be decided based on guild activity. If you wish to borrow a certain amount and you are not sure if you are able to, PM me to inquire about it.
Loan Interest:
The interest rate on loans is 5% monthly. The day you take out the loan 5% is added on to the amount you owe back. You may make payments at your leasure. Whatever is left on your loan account by the time 1 month has passed will have 5% of that amount added onto your tab.
Process to Recieve your Loan:
There will be a short questionaire for you to fill out before you will be granted your loan. For now, you may recieve this questionaire by PMing me asking for your loan.
I thank you all for your business! <3
