Gah don't remind me of bills. My student loans kicked in like I was already sinking in stupid bills. Oh no I hope everything is ok with your health. I also get havin the lot of people in your house thing. For the next 2 months at the hoilday approach imam going to have around 14 people staying in put house. With their pets plus ours. It's like what is pesroanl space or alone time. I wish I could help you. I do wish you the best.