I learned that about Loyal's soon after getting in. I have a few billion, so it's not tooo bad. I don't have much going on in mine either.
Streaming on Twitch.tv has pretty much been my life. I'm not a huge fan of MOBAs but I stream just about anything else. Come and check it out sometime! www.twitch.tv/rmcpherson08 You can even live chat with me while I play games if you have an account (if you didn't already know that).