- No matter how bad your bad credit may be, you can count on Eddies for used car loans. We specialize in subprime or bad credit car financing for customers in Edmonton and Alberta. In fact, it has been almost been 20 years since we first started doing bad credit car financing.20 years ago most of the other Edmonton dealers thought Eddie was crazy to finance used car loans for people with bad credit. However, Eddie realized long ago that just because someone has bad credit doesn’t mean they are bad. Eddie was a ground breaker when most lenders wouldn't go near bad credit car financing.