A short bio on Ramsey: Dave was created in Tennessee, that you immediately hear as part of his twangy accent, and also by the early 1980s his real estate empire was worth around $4 million. As Dave preaches (and he does preach), his fall from grace came via overspending and debt he couldn't afford to pay back. Pay no mind here the Tax Reform Act of 1986 leveled the real estate property industry because Dave doesn't mention that. What he does show is how we too, despite the fact that we have been with debt, could become debt-free and forever are now living in financial peace'just like him!
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