Welcome to Gaia! :: View User's Journal | Gaia Journals


View User's Journal

Welcome To My Nightmare
I need to get it together
Getting a credit card was a huge mistake for me. I have to get it paid off by next month and keep it down to where I can control it. I'm horrible with money. I've had a job for over half a year and haven't even barely made any payments. I looked online and it said my credit was fair. I was hoping to be approved for a car loan because I really need my own car. First I have to pay my card off. It's not a ridiculous amount but I don't make very much money. My plan is to pay at least 100$ from each pay or half of whatever my pay is. I also got to start saving some money. It's hard when I don't make very much. I've been trying to cut back on smoking a bit. I'm trying to make a pack last me at least 2 days. I use to smoke pall malls and they were really cheap but now I love Marlboro smooth and they're like 6$ a pack. I'm going to try L&M menthol because L&M are only around 4-5$. But anyways I got to get this stuff straightened out.

Manage Your Items
Other Stuff
Get Items
Get Gaia Cash
Where Everyone Hangs Out
Other Community Areas
Virtual Spaces
Fun Stuff
Gaia's Games