Deadly Persona
Endrael
Deadly Persona
How about interest that's at the same rate no matter how much gold you have in the bank? :
Then what's the point of providing interest if it's a flat amount? If I put in 10k, say, and that's a lot of gold for me, then getting 1k in interest would be awesome. If I put in 10 mil, I'm not even going to care about 1k.
It'd remove the whole 'rich and poor' differentiation in the idea
neutral
But really, then I don't see why we'd need a bank if we're not going to have interest. Couldn't we just move the gold we want to save onto a mule or something?
I cover that idea in my SF thread, but the short answer is that, yes, you can do that, but in the long run, it bogs down the system with little used accounts because there's so much information that needs to be attached to each account, even if that information never ends up being relevant to how that account is used. Two of my mules, for instance, have information for zomg and aquariums attached to them, even though I've never used either feature with them. It would ultimately be less taxing on gaia's servers (and use less drive space) to make a bank feature and add a little bit more information to each account (a few kilobytes, most likely) than to create an entirely new account that uses many, many times that much space. When you're dealing with millions of accounts, that's a lot of hard drive space and network traffic when calls are made for information that isn't needed or used.
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