Halnalia
To place it really simple. If you are not married to the guy and you are having sex...you are fornicating. Than you could be looked as a whore cause of it, which you don't want. Its a form of commitment really is how I look at it, plus you are saving something that is really special to you for the poor p***k who takes it.
If I'm a fornicating whore to some people because I had/have sex, then so be it.... Deciding what one does for themselves based on gaining popularity or approval from an outside party is not a functional or healthy way to lead life. Be it to have sex, or not have sex.
Using peer pressure and names to stigmatize having sex by using names like whore and fornicator is just as bad as those on the opposite end of the spectrum who use names like prude and tease to stigmatize those who don't have sex. Other than having different beliefs on the same issue, really, those two types of people are exactly the same... Trying to scare people and label people and pressure them to do things that may or may not be in their best interests.