Wow what a predicament. You could always pay that outrageous doctor fee and get some insomniac medication. You need your sleep. 3nodding I suggestt rying a few other things before you go give you money to a doctor to perscribe some medication that may not even do anything.
On another thought try tlaking to him right as you're about to sleep, tricking your brain into thinking he was there. It works occasionally.
Either way goodluck! domokun