Vryko Lakas
btwarrior95
what is the healthcare reform?
Sigh.
Quote:
In the US, we have no widely available public healthcare for everyone. Seniors qualify for state healthcare under Medicare, and some low-income families get programs like Medicaid and CHIP for children. Most people buy their own insurance (or sign up for a private plan that their employers have bought), pay out of their own pockets directly for care, or if they can't do either of those their costs are shifted to those who can pay by raising prices.
The reform that just went into law does several things. It more tightly regulates private insurance companies so that they can't turn people down for coverage due to some of their favorite excuses. It boosts protection for some of the existing public programs like states' Medicaid funds that are doled out to those in poverty. It patches up a few loose ends with Medicare, the public health coverage for people over 65 years old. It protects the public children's insurance plans for low-income families from funding cuts.
In return, almost everybody in the US is going to be required to carry some kind of insurance, mostly from the same private companies we already have. Tax breaks will go to those people, families, and small businesses who need the most help covering the cost of private insurance. Also, state-level "health exchanges" will be able to form big groups and negotiate a favorable group rate from private insurers for certain plans that people can buy, similar to what big businesses already do.
This is a bit similar to Switzerland's approach to universal healthcare. Hopefully it will bring the cost of healthcare in the US down to more reasonable levels and help more people get coverage.
thanks a lot, i feel stupid, lol, well, thanks!