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Post: 56043445_1 created on Sun Nov 08, 2009 2:44 amPosted: Sun Nov 08, 2009 2:44 am
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This was a letter given to me and i have reworded some parts to put it in my own view but still the ideas stand. There are many pros and cons to the system we currently have and I am not simply blaspheming about what is begin proposed (by the government ) but rather asking for other and better means of brininess about the reform that many people want, and not what the Government aims for with their purely political and power seeking agenda.
If you agree with what is said below, copy it , tweak it as you like to incorporate your views and then SEND IT TO YOUR CONGRESSMEN! We the people have a voice, so let it be heard. I say "do not just point out a problem, offer up at least one solution for every problem you see" and that is EXACTLY what this letter does. Dear Congressman : I know that I may be contacting you in a vain attempt to ask you to reject what the American people have already demonstrated is a health care bill they do not want, and cannot afford. Health care will no doubt become the largest social issue of our day as the baby boom ages, and the rising need for care puts pressure on an already stressed infrastructure. I have reviewed the health care bill being debated in the house and I have to say, that unless I quit my job, and devote 18 hours a day to reading all of the bills given in reference, I have no chance to understand what the government is trying to do here. I do know that this bill is too big, too far reaching, and will seek to control the destiny of too many Americans. I want to go on record Congressman, stating a simpler and better plan for America. I submit that Congress does not have the intestinal fortitude to do what really needs doing. ADDRESS THE ACTUAL COST DRIVERS IN THE SYSTEM. COST DRIVER #1 The number one base cost driver in the entire health care system is MALPRACTICE AND DRUG COMPANY INSURANCE. These policies are necessary, as they protect doctors, nurses, and drug companies from enormous lawsuits (some worthy, many fraudulent). Although there are many prudent and deserving cases, our system is rife with abuse in the arena of malpractice, and there are lawyers that base their entire career abusing this system. I am not suggesting simply making it illegal to sue a doctor. My suggestion is to move the burden of protection from the "doctor" to the "individual". Give the consumer the CHOICE to purchase supplemental insurance for malpractice on his own. This can be done before a major procedure or surgery, and can be provided by the free market. If a legitimate case of malpractice is proven, the insurance proceeds are there to make restitution. NOTE: No lawyers were involved in the transaction. If we removed all costs associated with LEGAL PROTECTION from our health care system, we would not be having the "crisis" we have today. Health care would be affordable. COST DRIVER # 2 The second cost driver that is evident to everyone but Congress, is OVERUSE OF THE SYSTEM BY THOSE WHO DON'T NEED IT. In today's culture, health care has ceased to be "product". Now somehow, by the hand of Congress, it has become a "right". Its funny how the Constitution left this out. What were the founders thinking? Because of this paradigm shift, those who ARE covered by insurance have begun to think that because they PAY a co-pay of $20.00 at the doctor, that the doctor visit must actually COST $20.00. Most consumers have NO IDEA what it actually costs....only what THEY PAY. If HIGHER CO-PAYS were mandated in all health plans, it would introduce a form of financial parity that would curb abuse of the system by those who have minor illnesses which do not require medical care. Let me give you an example. If I have the sniffles, and going to the doctor only costs $20.00, my sensitivity to that minor illness is based on my ability to pay the $20.00. That sensitivity changes if I have to pay $80.00 or $100.00. In other words, I would only go to the doctor when I am truly SICK. Another abuse of the system that would be quelled by higher co-pays is what I call the "sick day vacation". I have knowledge that some employees of the business I work for, sometimes want to take "sick days" as "vacation days". In order to be paid for a sick day, it is require that the employee return to work with evidence that they have seen a doctor. The employee makes an early appointment the day before being "sick", goes to the doctor early that morning, and basically "buys" a few days off for $20.00!. If this charade were to cost $80.00 or $100.00, it would simply not be worth it. Congressman, I didn't want to send you a letter with only complaints, stating my desire that you reject the current proposal on the floor of the house. I also wanted to propose some ALTERNATIVES that would solve the UNDERLYING problems we face. Trying to control health care from Washington is foolish. Please, DON'T DO IT. We hired you to fix what's broken. Please, keep your eye on the target. DON'T SERVE YOUR PARTY. SERVE YOUR CONSTITUENTS! |
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